PLATFORM ECONOMIES
We help businesses shift from looking inwards to looking outwards; beyond customer value to ecosystem value; from digitising processes to facilitating external partnerships; from controlling to orchestrating resources.
INSURER-AGNOSTIC
We cater to all insurance and insurance-related businesses including life, non-life, takaful, health, insurance aggregators and broader ecosystems.
END-TO-END VALUE CHAIN
From digital policy origination through to claims and renewals, we customise and build the solutions that you need at every touchpoint.
INNOVATION
AND CO-CREATION
We built Asia's leading insurance platform and continue to invest in innovation and co-creation with partners.
TRUST OF REGULATORS AND INSURERS
We are integrated with more than 150 insurance companies in 10 markets, in the process earning the trust of local regulators and international corporates.
FINANCIAL SERVICES SPECIALIST
We provide end-to-end digital transformation solutions to build and connect ecosystems for industry incumbents and challengers.
Fermion’s insurance ecosystem-building toolbox is made up of strong industry relationships, enterprise grade solutions, solid group assets, deep ecosystem experience & capabilities. Having the right tools enables us to cross boundaries and create new value pools. Here are some of our many solutions our clients utilise every day.
Fermion’s insurance ecosystem-building toolbox is made up of strong industry relationships, enterprise grade solutions, solid group assets, deep ecosystem experience & capabilities. Having the right tools enables us to cross boundaries and create new value pools. Here are some of our many solutions our clients utilise every day.
We work with banks and non-bank affinity partners to seamlessly include insurance into their businesses. Our offerings are dictated by the banks readiness and thus range from straightforward embedding of insurance to helping banks transform to platform banks
Over 230 customers use the group’s banking software and the Fermion team has built customer engagement platforms for multiple banks enabling us to confidently offer banks the ability to make a difference in their bancassurance operations
We are able to support many-to-many distribution models. As a part of this capability, we have also built a life / takaful aggregator platform enabling customers to choose life and health products from multiple insurers that match their identified financial needs
Leveraging on our deep ecosystem data experience, our technologies are augmented with continuous AI and Machine Learning advanced analytics capabilities to provide intelligent business, customer, behavioral and industry insights
Our implementations range from inexpensive subscription solutions to bespoke corporate as well as national ecosystem projects
Together with our partners, we focus on purposeful yet delightful customer journeys across the value chain. We ensure this is built for enterprise performance and scalability, which we have delivered for a national institution with more than 10 million customers and 500k corporates using the app every month
We have delivered digital engagement journeys not only for retail customers but also SMEs and corporates across financial institutions. With one customer, 100,000 SMEs have enrolled on the platform enabling small enterprises to utilize big enterprise solutions
Coming out of Fermion Labs, our most recent MVP is DEBI (Digital Employee Benefits Innovation). Recognising employees as corporates most valuable asset, DEBI seeks to help employers transform employee benefits from being a cost to being a strategic business asset
Our healthcare claims platform connects insurers, hospitals, clinics and health providers, supporting both inpatient and outpatient claims models
We have built deep capability in Takaful and Islamic digital solutions. This includes delivery of a digital customer engagement platform for a National Islamic Hajj Pilgrimage Fund with more than 1 million engagements per month in the current first year of operation.
An award-winning platform targeting the under-insured and under-served communities; supporting the end-to-end digital customer journey from subscription, nomination, contribution, e-certificate and claims and including a digital P2P ledger
We operate Asia’s leading SaaS P&C claims platform supporting all P&C needs including motor and non-motor, retail and commercial. For insurers and distributors looking to provide end-to-end service to their customers the progress of claims can be tracked and reported
65 insurers in Asia avail themselves of our e-policy SaaS solution which supports the complete range of P&C products including B2B, B2C as well as bank and non-bank affinity distribution models
Ancileo’s SaaS platform powers embedded travel insurance distribution for some of the most recognised travel brands in the world such as Etihad Airways, Scoot and other partners including a top 3 global credit card scheme, a top 3 Chinese OTA, and a top 5 global hospitality group. It delivers customised digital solutions that bypass insurer legacy systems and empowers them to partner with any distribution ecosystem to create new growth opportunities.
We work with banks and non-bank affinity partners to seamlessly include insurance into their businesses. Our offerings are dictated by the banks readiness and thus range from straightforward embedding of insurance to helping banks transform to platform banks
Over 230 customers use the group’s banking software and the Fermion team has built customer engagement platforms for multiple banks enabling us to confidently offer banks the ability to make a difference in their bancassurance operations
We are able to support many-to-many distribution models. As a part of this capability, we have also built a life / takaful aggregator platform enabling customers to choose life and health products from multiple insurers that match their identified financial needs
Leveraging on our deep ecosystem data experience, our technologies are augmented with continuous AI and Machine Learning advanced analytics capabilities to provide intelligent business, customer, behavioral and industry insights
Our implementations range from inexpensive subscription solutions to bespoke corporate as well as national ecosystem projects
Together with our partners, we focus on purposeful yet delightful customer journeys across the value chain. We ensure this is built for enterprise performance and scalability, which we have delivered for a national institution with more than 10 million customers and 500k corporates using the app every month
We have delivered digital engagement journeys not only for retail customers but also SMEs and corporates across financial institutions. With one customer, 100,000 SMEs have enrolled on the platform enabling small enterprises to utilize big enterprise solutions
Coming out of Fermion Labs, our most recent MVP is DEBI (Digital Employee Benefits Innovation). Recognising employees as corporates most valuable asset, DEBI seeks to help employers transform employee benefits from being a cost to being a strategic business asset
Our healthcare claims platform connects insurers, hospitals, clinics and health providers, supporting both inpatient and outpatient claims models
We have built deep capability in Takaful and Islamic digital solutions. This includes delivery of a digital customer engagement platform for a National Islamic Hajj Pilgrimage Fund with more than 1 million engagements per month in the current first year of operation.
An award-winning platform targeting the under-insured and under-served communities; supporting the end-to-end digital customer journey from subscription, nomination, contribution, e-certificate and claims and including a digital P2P ledger
We operate Asia’s leading SaaS P&C claims platform supporting all P&C needs including motor and non-motor, retail and commercial. For insurers and distributors looking to provide end-to-end service to their customers the progress of claims can be tracked and reported
65 insurers in Asia avail themselves of our e-policy SaaS solution which supports the complete range of P&C products including B2B, B2C as well as bank and non-bank affinity distribution models
Ancileo’s SaaS platform powers embedded travel insurance distribution for some of the most recognised travel brands in the world such as Etihad Airways, Scoot and other partners including a top 3 global credit card scheme, a top 3 Chinese OTA, and a top 5 global hospitality group. It delivers customised digital solutions that bypass insurer legacy systems and empowers them to partner with any distribution ecosystem to create new growth opportunities.
We take an interdisciplinary collaborative approach – involving our designers, engineers, data scientists and subject matter experts to enable continous ecosystem innovations.
CLOUD NATIVE
We are the leading pioneer in cloud enabled SaaS technologies in the region, successfully powering financial & insurtech digital applications across enterprises for more than 15 years.
Today, our modern cloud native technologies utilize containerized service-based infrastructure, enabling agile building of scalable ecosystems in modern dynamic environments such as public, private and hybrid clouds.
This is hard wired with enterprise grade cyber security features and tech DevOps best practices with proven compliance to multiple regulatory authorities across the region.
NEXT GENERATION UX
Our platform digital journeys are contextualized to adapt to diverse location, device and user touchpoints to enable the ultimate collaboration; tailored to your ecosystem & community personas.
Our solutions are available with white label capability to provide embedded user experiences on low code development.
ECOSYSTEM ORCHESTRATION
Architected on micro-services, our solutions are designed to orchestrate business service and data APIs seamlessly across multi partner collaborations, channels and user journeys.
COGNITIVE INSIGHTS
Leveraging on our deep ecosystem data experience, our technologies are augmented with continuous AI and Machine Learning advanced analytics capabilities to provide intelligent business, customer, behavioral and industry insights.
CONVERGING DIGITAL REALITIES
We understand building optimal ecosystem engagements requires connecting a series of dots across the insurtech value chain; whether fully virtualized, hybrid or experiential.
Our suite of technologies are continuously evolving to allow seamless online to offline (O2O) reality integrations, using various new and emerging tech from biometrics, video augmented reality (VR/AR), peer to peer (P2P) technologies, health IOT to AI-enabled conversational platforms.
We take an interdisciplinary collaborative approach – involving our designers, engineers, data scientists and subject matter experts to enable continous ecosystem innovations.
We are the leading pioneer in cloud enabled SaaS technologies in the region, successfully powering financial & insurtech digital applications across enterprises for more than 15 years.
Today, our modern cloud native technologies utilize containerized service-based infrastructure, enabling agile building of scalable ecosystems in modern dynamic environments such as public, private and hybrid clouds.
This is hard wired with enterprise grade cyber security features and tech DevOps best practices with proven compliance to multiple regulatory authorities across the region.
Our platform digital journeys are contextualized to adapt to diverse location, device and user touchpoints to enable the ultimate collaboration; tailored to your ecosystem & community personas.
Our solutions are available with white label capability to provide embedded user experiences on low code development.
Architected on micro-services, our solutions are designed to orchestrate business service and data APIs seamlessly across multi partner collaborations, channels and user journeys.
Leveraging on our deep ecosystem data experience, our technologies are augmented with continuous AI and Machine Learning advanced analytics capabilities to provide intelligent business, customer, behavioral and industry insights.
We understand building optimal ecosystem engagements requires connecting a series of dots across the insurtech value chain; whether fully virtualized, hybrid or experiential.
Our suite of technologies are continuously evolving to allow seamless online to offline (O2O) reality integrations, using various new and emerging tech from biometrics, video augmented reality (VR/AR), peer to peer (P2P) technologies, health IOT to AI-enabled conversational platforms.